I'm on the waiting list as well, holding and trading MCO, but I have to say that Tenx experience was far better - in terms that they actually delivered the card (if we put the Wavecrest issue asside). Don't get me wrong - I dig the project and will dig it even more when I'll hold the actual Monaco card in my hand.
Ya... Tenx delivered a card out of compliance with a sketchy provider, and everyone's cards got canceled. Great experience! No... tenx has nothing over coinsbank or many other offerings except it had a nearly useless token attached to it.
I'll wait for a company like Monaco to get it right.