Alrighty then, you all have been most helpful.  Such is the tenuous state of bitcoin that I am hard pressed to exchange them for real-world items, like cars and groceries.  Hopefully we will all look back on these times and laugh at the folly of it all.

Meantime, I am going to do a deep dive into prepaid debit cards and moneypaks and I will report back to you on what I find out.

Many thanks.