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Now that everyone with PayPal and Credit Cards have done charge backs, Terrahash does not have the ability to continue doing business which means everyone that did a Wire or paid in BTC gets screwed over. So while you are correct and that everyone should have got a refund, you also screwed over everyone that couldn't get a refund and had to try to stick it out.
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Let me get this straight -- you're blaming the chargeback folks for your losses?
They "screwed [you] over"?
Not Terrahash?
4Realz?