roll max ratio
200.0000 1.2500 4.000000
In this example, you're setting the max bet to 1% of the total bankroll (20,000 on the first roll). But this is wrong! The .25% people are willing to risk .25% of their 10,000, or 25. The 1% people are willing to risk 1% of their 10,000, or 100. The max bet on the first roll is 125, not 200.
I think you're reading my table wrong. I've deleted all but the relevent parts in the quote above.
On the first bet, the bankroll is 200 and the max bet is 1.25
I'm using dot as a decimal point, not a thousands-separator in case that's the issue.