All this fax-related-slow-bank-bla-bla stuff does not explain delays with the SEPA transfers. In order to make one, mtgox must have an account with an EU based bank. (I assume they have an account with a Polish bank, since they charge min 5 PLN of banking fee.) Usually, SEPA transfers ARE fully automated and it takes MINUTES for the funds to appear on the account. It makes me think that they are broke and make withdrawals (if any) from newly deposited funds.