You say you're an expert when it comes to finance, risk management and so on and yet you've bought into an ultra high risk, Asicminer run by some Chinese? dude calling himself Friedcat (no real identity provided) that doesn't name his associates; an operation that provided/provides zero transparency on many levels.
Now you're ultra-critical with these guys that provided a very high level of transparency and have a sustainable business model. Something doesn't add up.
Different scenario entirely. AM were mining and paying dividends (a quasi-real business) and I thought they were about to jump in price, so I bought as a short-term speculation. They jumped in price very quickly in about 2 months, so I sold out. Haven't touched their shares for months and watched them subsequently fall.
I have no criticism of the transparency of Neo/Bee, but what they precisely don't have is a sustainable business model as it relies on Bitcoin growing continuously.
I have noticed (for the last 3 years here) that many 'traditional' traders say the same things over and over again. They are correct in short window timeframes but they miss the point entirely long term.
Bitcoin is not a traditional asset - when it was 0.0001$ last time? Sorry, I forget!