This is actually the free market at work--another company willing to provide the service.  Forcing the original company to provide a service they don't want to is the opposite of free market. And the subject of this thread is wrong and misleading.  I hate Visa as much as most here but this has nothing to do with Visa. I'm a gun owner and don't want to be told what I can and can't do in this regard, and others should be allowed the same liberties.  Golden Rule and all that...