The bigger the risk, the bigger the gain. If anybody is afraid of losing then put the money in a bank or in a vault no risk no gain. Take the risk if you succeed you will be happy if you lose you will become wise. it's a win win situation. But offcourse it defends on how you absorb the situation.
I agree that puting your money in the bank is safe when it come to money, but the bad thing in the bank, your money will decrease becuase of flactuation every year the product price will change, so much better to take a rick, i mean do some investion to grow your money even you didn't money will work for you. And i agree that it's depend on your situation.