Not at all. It will be tough to justify the ressources to develop APIs for a p2p lending platform, if this is not open and usable by several players.
However our experience is that there is mostly APIs developed especially towards hedge funds etc.
We will naturally gravitate towards a private API, because this will give us an advantage in the short run.

But. Without a doubt. other aggregators will pop-up, and we look forward to the challenge.