I will tell you for example that I am 25% down and I invested back in July and I stayed invested throughout
Wow.
Man, good luck to get positive again, with all people investing when it is low (like now) and divesting when it is high.
It will be harder :/
No kidding, that my biggest problem with the system personally. Once you take a loss, getting back to even becomes progressively more difficult due to continuous dilution.
Perhaps there could be a delay when investing/divesting.
I think, that would be a good enough fix. There should be no delay on divesting, though. It can always be, that one really needs to divest now. Adding a delay of say, 15 min on Investments would be good. There is no reason besides gambling why you couldn't wait this long for your investment to count.