I wonder a bit about how your tokens will solve real life problems, would you give me a primer?
In the white paper you describe WAT, as the utility token to work on your system. Why not just use FIAT?
First you have to realize that the issues with currencies in the lending space is very different than when you are dealing with the the stockmarket.
In essence the challenge is that we will deal with platforms from all over the world, issuing loans in a hundred different currencies.
We also have to deal with the fact that our investors, needs to invest very small amounts across many many countries. This in itself is a currency exchange nightmare... And btw. One that all platforms deal with in one form of another already.
We deals with this problem with WAT. While we can't force the whole world to adapt a single currency... We can minimize the steps and the cost significantly. We does this by introducing Wat