If I choosing me I will save my 50 percent of my money to my future son and daughter and the 50 percent for the investment for the crypto because even it risky they have high chances that I earn more money if I imvest to crypto but it depends to the coin.
I would save both things, if given the chance, one thing is for sure I will save as much as I can whether it is for cash or bticoin, but I prefer both too, I want to have bitcoin more than I could but I wanted to have cash too that I can use with our daily expenses.