If you look at https://coinmarketcap.com/ the second position in the world of cryptocurrency is Ethereum not a Ripple. In my mind, Ethereum is proper in the second place be compared in Ripple. I like both altcoins, because I'm sure by the next months have the potential price will be high.

But in some rumours what I know, Ripple is a bank, not a real cryptocurrency. Cryptocurrency has a decentralized system while the Bank has a centralized system. Well, I just support Ethereum for the second top in the world of cryptocurrency. But for an investment, I choose both.