Who will set the interest on the amount that agent lend, will it be done automatically, same interest for everyone?
Atlas is charging 5% per month right now (compared to 8% for other providers in Ghana) but with the Access loan dapp, we will be able to connect investors and borrowers which will set their own terms.
so you will be able to select based on the interest and overall offer?
Correct! It will become fully P2P.
But why would the network need agents for that?
Because crypto adoption is nearly impossible right now in Africa. There are very little exchanges and ways to go from fiat to crypto. You need people on the ground to bypass the lack of infrastructure.