I think it's a coin with fantastic opportunities and potential, with banks already adopting them and so on.
BUT, it's the whole meaning and ideology behind Ripple I don't really agree with. The centralization nature, for example, and that it'll probably be the banks that will end up using them mostly.
What about you? Agree? Disagree? Thoughts?
A lot of investors were disappointed with Ripple for a few time ago and I agree with them bcz Ripple get much more hype around it and no profitable ideas.