Do they even have a central bank? Banco Nacional de Panamà seems to be a government owned, commercial bank. Their website
https://www.banconal.com.pa/ has nothing suspicious.
That's an interesting question,
xxjs. I had always been lead to believe that every country on Earth has a central bank, always (with a few exceptions) at least partly under the ownership/control/supervision of the grubby hands of the Rothschild dynasty. If there genuinely is somewhere with free banking, that could potentially be on the list of countries to move to in future (but I'm far from sold on South America, with it being mainly Spanish- or Portuguese-speaking and/or having sky high rates of murder or violent crime in general - as if the West isn't bad enough).