I think it's a coin with fantastic opportunities and potential, with banks already adopting them and so on.
BUT, it's the whole meaning and ideology behind Ripple I don't really agree with. The centralization nature, for example, and that it'll probably be the banks that will end up using them mostly.
What about you? Agree? Disagree? Thoughts?
They always say that Ripple will use by banks but until now they re not implementing it. I won't be surprise if one day the banks won't use it at all. I've heard that there are banks that refuse to use it.
Why would banks use it? They are going to refuse to use anything blockchain related until it is too late. If history has shown us anything it is that majority of industries fail to adapt and most players then get left behind. It will be interesting to see which major bank takes the lead and embraces cryptocurrencies full on first.