I think it's a coin with fantastic opportunities and potential, with banks already adopting them and so on.
BUT, it's the whole meaning and ideology behind Ripple I don't really agree with. The centralization nature, for example, and that it'll probably be the banks that will end up using them mostly.
What about you? Agree? Disagree? Thoughts?
I still doubt if the ripple will be a fantastic coin, because the reality is now that ripple is still one of the coins at a price that does not rise significantly enough, so maybe if the ripple shows a good rise I will try to understand and approve your intentions.