It sounds strange me. He is your friend, but doesn't loan you money to invest. Meh, I don't know. I might loan you it, I might not. I haven't made up my mind yet.
Please i need the loan!
When you say something like this, you're kinda sealing the deal that you're not going to get a loan. It just screams "I'm a desperate scammer, please give me money!".
To be honest, it sounds even worse when he says this.
