cash-less doesn't mean it will be replaced by cryptocurrencies. and it certainly doesn't mean no government control. and making it into a long wallet of text, bolding and coloring it won't change that!
cash-less means we are going to move on to digital form instead. what we use is not going to change, but only the shape of it. in other words we will still be using the same fiat that we have used for hundreds of years but now with credit cards, with our cell phones, with cryptocurrencies which are centralized and issued by the government and represent the same fiat.
and your title is completely irrelevant to all this.
Correct. Cashless payments are already trending around the world which are not cryptocurrency but as you said Credit cards and mobile payments. Shifting to digital media has been the focus of many governments for past few years, a regulated cryptocurrency created by some government is also on the horizon, IMO.
yes, the shift.
We are in the middle of the change.