I prefer to avoid credit cards and the like, because credit cards will only make our lives uneasy and make our finances messed up. away from credit cards is the most powerful solution to get a comfortable life without the thought of paying off all our debts that if using a credit card.
Credit cards make people's life easier initially, because it grants them easy access to money, and that at any time of the day. It's a convenience service meant to make people take out more credit than they can afford.
It's not for nothing that it is so incredibly easy to obtain $500 or $1000 every month because you're short. I avoid credit, and I'm glad to read that you think so about credit as well, but we are nothing more than a tiny dot.
Our entire economy is built on a foundation of debt, and it only becomes worse with every year that goes by. This implies that a lot people can't make ends meet without credit, and that's the horrible reality.
People so much depend on credit nowadays, that they can't live without it, even when they very well know that the debt is basically going to follow them until their very last breath. That's what this system is set up for.