In my own opinion, I do believe that we can determined it by the ability of the a person. Many people were became rich just because of their abilities. Yes I do believe in chance, Of course if you have a chance you should grab it. Some people also used their intelligence to become rich.
Yes, and another thing you can't be rich by just ability and intelligence of a person you should have an opportunity to grab. There must be opportunity in your side for you to become rich and successful. What is the essence of being smart and talented, or even industrious if there is no chance right? And bitcoin is a chance to all bitcoin users. It is the bridge for us to be rich and successful.