I only spend what I can afford to lose (which is'nt much), and do not have my life savings tied up in it, so that makes it easier to hodl. I was reading about a guy who remortgaged his house and took a business loan out in November to buy a lot of crypto, and then saw a few weeks ago he was on the verge of bankruptcy. Its not for me to comment on this guys actions, but that is really bad news for him and his family.