In fact there was a card which allegedly works all the time in EU,it is MasterCard from
Mistertango based in Lithuania.I personally have not tried this card,but experiences are mostly positive.
Lately I heard about
Revolut based in UK and they offer Visa contactless card.I read some comments that users send EUR from Coinbase/GDAX on this card with extra low fee,and POS payments have 0% fee.
For both cards you need to have compatible OS on your smart phone,because users can control card via app which is great.
I just want to say that such cards do not provide any anonymity,so you need to know that your tax office will probably get the data that you have open account in some other country, and that you convert
BTC to fiat.