I think it is time to jump ship guys, lending platforms are dead, lock-in systems are the new thing !
Come have a browse of the EarnzCoin thread:
https://bitcointalk.org/index.php?topic=2669082.0ERZ is completley different to Bitconnect and all the other derivitives of the lending platform family, ERZ also has referral incentive for getting users to sign up and lock-in.
Oh did I also mention that it is all currently live and working ?! + they have an in house game developer working on some fun stuff.
Join the revolutionary new and fun way to earn

"The new thing" tells it all. It's temporary stuff that will be dead as much and as soon as anything else that was the new thing. Masternodes, anon coins, etc. Most of them are irrelevant and worthless today.