I looked at investing 1 Ether but to me it is too much risk for little reward when there is 65% of all tokens potentially in the hands of a small group of people
What difference does it make to you if 65% is in the hands of a single person or 100 different people? Either way you're late to the game and will be paying off the earlier players if you get in.
Not just paying off the earlier players my point is if I were to invest 1 Ether than I get around 130 tokens and from what I understand they take 20% from that, 10% when you join and 10% if you leave so unless you can invest a lot more you are going to lose out and the only real winners are those with large holdings.
Like you said if you get in now all you are doing is donating to the big holders. Fuck that.