This is going to come to a surprise to many on here, but at the moment I'd rather have paper (US FIAT) money. It's something that I would be able to actually use in my life with ease, and even though I love crypto and everything I have to be honest about what I think and see.
Plus for the fact that if i was to have bitcoin right now, I'd be paying a very high amount in fees if I wanted to actually end up using this money.
I really came to the point that I will choose fiat than bitcoin because its value is more stable than bitcoin's value. I am really disappointed when there's a plunge because when it happened, I really need the money. I cannot blame other people but only myself because the decision is mine at all, however, I still have hopes that bitcoin will increase again.