Copy your wallet somewhere else.
*facepalm* Why do I bother? Did you even read what I said? It's not that simple. How do I know where I copied it is safe? You are demanding that everyone who uses the currency be tech savvy. I don't care how reasonable you think that demand is because you happen to be tech savvy, it isn't.
The second a common good problem crops up and people are afforded the opportunity to be callous, snide, and unhelpful to new people, they make a career out of it.
You'll change your tune the first time you have your wallet burnt by a DOD professionally crafted virus.
You answer is as dim as saying "don't crash your car" in response to issues of vehicle safety. No one plans on getting in a car wreck and sometimes it's not your fault, worse, sometimes, it's no one's fault.
Sorry, that was too abrupt.
I'm all for making bitcoin easier and safer for the non savvy, I'm not super savvy myself.
My backup is physically separate from my computer. I realize both are vulnerable, but losing both at the same time seems unlikely.
People who can't even do that can get advice, or even have someone else handle their large amounts.
Again, I didn't mean to imply that it shouldn't be considered only that it isn't a fundamental problem imo.