Let me give a real answer to one your questions. What drew me to bitcoins in the beginning was how easy it was to start accepting payments on a web site. With credit cards it is very difficult to accept them, and if you use a framework you are at the mercy of them. Bitcoins gets rid of that, I can freely and very easy programmatically send and get bitcoins. Also another headache is saving all that credit card information, if you get hacked you just let your whole community be exploited. Bitcoins I can save an address in a database link it to an account and that hacker can't do anything with that information, as long as my private keys are safe in cold storage. Credits cards require a bank account and bitcoins don't, this allows younger developers to get paid for their work. I had a great idea at 14 or 15 that I didn't build out cause I couldn't get all the accounts that would be required for me to accept payments, due to my age. These are very small yet things that impact greatly on a community.