the long list of "consequences" you posted here are not "consequences of gambling". instead they are consequences of gambling addiction which is a whole different topic. when the gambling habits get out of hand for someone, these are the results that they are going to get in return.
as for me, I have never been a gambling addict. I have always managed to have it under control and do it quite easily as a matter of fact. and that means I have never even thought about any of these consequences nor experienced any of them.