I have the groundwork planned for a coin but want to do A captcha faucet but that takes alot of time and how would I get the funds to be listed on an exchange
Ico would fix the problem and make it faster but I feel really scummy taking money from people
Don't have money? There are many companies which help startups. Use it if you think your idea is great.
But without money/trust/reputation you can't enter here and it's even hard. You are alone and no one will fund your project this way.
I can call a successful ICO to Qtum's ICO. See how they started and launched it.