In my own opinion, I do believe that we can determined it by the ability of the a person. Many people were became rich just because of their abilities. Yes I do believe in chance, Of course if you have a chance you should grab it. Some people also used their intelligence to become rich.
That is true, some people are becoming rich because of their abilities not by intelligence. But it is just a plus factor that you are a skilled and a intelligent person. but chances? yes I do believe in it, If you have it then grab it.
I totally disagree with this statement and judgment how ignorance it is? You should not ignore the intelligence and hard work of an investor and definitely it is a thing of business so hard work is needed. Chance also is very important but in this case I assume that Bitcoin is a chance and is for everyone not for certain people and intelligent and hard work is required in this Business.