If you're afraid that what you read will come true, it would be better to sell your investment in cryptos and keep your fiat. The crypto world is for those who have money to lose and don't afraid it. The market is so volatile with the prices moving up and down that none is able to predict prices six months before. What I can suggest you is to join a bounty and work for it. You'll be able to make some money without being afraid to lose your fiat.
Looking at fresh news surfacing every week about some negative progress in cryptocurrency. The news we have lately:
1) Goldman Sachs saying BTC will dip to south of $5000
2) G20 possibly looking at cryptocurrency regulation.
3) Japan & HK regulating cryptos
4) Overall Alts being REKT at lowest prices since last September
I ask a question to myself, Will the market bounce back until September this year ?
Lets have a healthy discussion