its bit confusing, does IFLT has now seperate coins with seperate balances and uses or, all coin holders can swich chains and still contol their coin balance wallet?
All credits are interchangeable 1:1 with original InflationCoin as mentioned before and only have to contact the gateway (or utilize bridge sites or bridge contracts in the future), they are meant mainly to expand infrastructure and give users more technical and economic options to utilize their assets with.
Using decentralized exchanges on Ethereum can also help to reduce volatility when hubs are managed privately, such as the example on Etherdelta. Bitcoin and Litecoin also already has similar crediting systems active, with software based exchanges on the Ripple and Stellar networks that offer instant transactions and also fiat on ramps through Alipay for Bitcoin are integrated into the Stellar Lumens client. The best thing is to use the different networks yourself to overview the technology and see the benefits of a credit being adopted compared to a store of value being run on only one blockchain network.