Why we should pay 5% to someone to get our money back?
Their bank demand this unreasonable (I can agree to that) fee to transfer the money,
You make a lot of excuses for MtGox without any evidence. Do you work for them?
Excuse? This is just a fact, no excuse. There is simply no reason for MtGox to lie about this, and I've heard people complaining about even higher bank fees for international wires. I sell small amounts for PPUSD on #bitcoin-otc, and people buy seriously overpriced coins (mtgask + 10% + pp fees) to avoid even higher bank fees.
Why do you ask questions I already answered after the post you quoted, and multiple times before?