Ripple is a shitcoin as they say, I've heard alot of negative comments about Ripple, they say ripple is a scam coin because it's centralized and majority of the holders are from banks. What do you think? Should I trust Ripple?
You should trust the news you have heard. That is the truth and you need to accept it. I read an article about CEO Ripple's confession. He fully confessed to the operation of the ripple and that made the price of the ripple go down without braking.
I advise you not to venture, because this is not a FUD, this is the truth. You should consider investing.