Thank you for your answers. I still don't quite get it though.
Ok, so bitcoin isn't just a payment method, it's a currency. And it doesn't have a central bank, the bank is seen as a problem here.
Hyperinflation, trust, and integrity are HUGE problem. Bitcoin virtually eliminate the need to trust bankers not to abuse the printing machine.
Fees, too small to warrant switching form a well established currency.
Chargebacks, solveable by insurance.
The uncertainty of people chargebacking you is still real. Insurance is more fees you have to pay.
I'm afraid bitcoin will never take off, just existing as a fun thing for the libertarians and anarchists. :-)
The historical record indicates that we are growing and continue to grow. Just this month, we broke just about every forum record. Obviously, past performance doesn't mean future performance will continue...but it is clear at this point that our community is growing beyond the slashdotting stage.