This is going to come to a surprise to many on here, but at the moment I'd rather have paper (US FIAT) money. It's something that I would be able to actually use in my life with ease, and even though I love crypto and everything I have to be honest about what I think and see.
Plus for the fact that if i was to have bitcoin right now, I'd be paying a very high amount in fees if I wanted to actually end up using this money.
Yes, paper money is easier to use. Bitcoin has not yet been widely used in real life, and few stores accept bitcoin, and we often can't use bitcoin to buy what we want. And the use of paper money can be done, so some people prefer to use paper money.