Thanks for the suggestion.  I deleted my post.  I just want to show him that I have nothing to be ashamed of and that there's no reason for me to do so.  I do understand that he's "Butt Hurt" on how his money lending business is going but as an entrpreneur he should be cautious with his actions too.  That's the reason why he takes collateral so that if someone can't pay him he gets something back.  Honestly if I have money right now I dont see any reasons why I should not pay him.  It's such as shame that for 2 BTC he's willing to destroy a family let alone destroy a life.  Do you think my mother and my sister including my neices and nephews deserves to be harassed for 2 BTC? Everyone is going thru something I know that.  I gave him my word that I really want to pay him I just cant right now.