In financial systems, many crypto projects are working. Some are good also but it's true that creativity is needed in crypto world. I understand the importance and applications of Blockchain technology and I think that some projects will prove to be good in future with their creativity and innovations. I believe Blockchain technology and smart contracts can make a positive impact in near future. Cryptocurrencies have already revolutionalized some sectors. It is fraud proof. It prevents you from identity theft , it helps in quicker processing , it allows lower fee, everybody have access to cryptocurrencies. They work on decentralized networks and  decentralized networks are not controlled by anyone.