what would you do if you had so much debt and that your income was not enough to repay your debt installment?
how will you deal with it?
how to solve it?
There is only one way to solve it, if your income and assets are really not sufficient to service your debt. You have to restructure it or file for bankruptcy. Bankruptcy might not be suitable in all jurisdictions - you could go to jail in a few countries. If the lenders are understanding enough to give you a payment holiday, you can try to increase your income before repayment starts.
i guess this has a point, besides depending on which country you are living, because some countries will let you file bankcruptcy and the worst case to some countries is that you would be in jail. Just be more responsible and if possible for you to pay in small amounts try to fix it using that method, you really need to accept those consequences through your actions.