---

DarkStar's Lending Service
The borrower friendly lending service

---

I'm aiming to run a more transparent and fairer lending service that is borrower friendly with more reasonable terms. I am relaunching as I feel that the lending section needs more competition again for no collateral loans.

• Ran into issues and need a few more days to repay? No problem! I won't consider it a loan default and extort the interest out of you, especially if you communicate.
• Need an extension and don't want to pay unreasonable 1% daily extension rates? You got it! [1][2][3]
• Want slightly fairer interest amounts and transparent interest rates? You've come to the right place!

---

If I'm unavailable, I'd recommend DireWolfM14's excellent lending service. I'd also highly recommend OmegaStarScream's no interest lending service if you meet his loan conditions.

---

---

No Collateral Loans
The information below this header only applies to loans that are not covered by collateral.

---

Interest:
The below interest rates are daily rates, and interest is calculated as simple interest. The minimum interest is 0.5 mBTC (0.0005BTC). Additionally, I offer lower rates depending on my personal risk assessment. I will let you know the tier that you qualify for when you request the loan, and it will be displayed on the spreadsheet. Feel free to PM me to inquire beforehand as well.

---

|	Borrower Status	|	Interest Rate	|
|	Tier 1	|	0.333% Daily (9.99% monthly)	|
|	Tier 2	|	0.284% Daily (8.52% monthly)	|
|	Tier 3	|	0.234% Daily (7.02% monthly)	|
|	COVID-19 Response	|	0.117% Daily (3.51% monthly)	|

---

Request Form:
Please copy everything in the code tags.

You must sign a message with a staked address (or any address that you've publicly posted in the past) stating that you are taking a loan from me with the date.

---

Terms:
1. No collateral is required for loans. If you have valid collateral, please see the second post in this thread for better rates.
2. You must have a minimum of 25 earned merit to apply for a loan. I delete all applications that do not meet the bare minimum requirements.
3. I reserve the right to deny any loan for any reason without explanation.
4. There is a soft maximum loan term of 3 months. Please let me know if you're looking for a loan over a longer time period and we can discuss further.
5. There is no additional late/extension fee besides the normal daily interest rate that would apply.
6. I may or may not leave positive/neutral trust feedback after a loan is repaid. Do not borrow from me expecting to get positive trust.
7. A signed message is required for a no collateral loan.
8. The spreadsheet with loan repayment amounts may be incorrect for whatever reason and is only meant to serve as an aid for the borrower. I try to ensure the accuracy but bugs and errors can happen. If the spreadsheet is found to be incorrect, you will be reimbursed any extra paid or be expected to make up the difference if you underpaid.
9. I reserve the right to modify these terms at any time. New terms will apply to new loans only.

---

You can view the information on all loans as well as the auto updating repayment amount in the spreadsheet here.

---

Repayment Information: