sorry but i disagree with your point. I think the ripple has a bright future. I can show you some of their strengths and achievements that have been reached to date:
_Currently, Ripple's stock market capitalization is $ 14.1 billion and is one of only three companies licensed to conduct the virtual currency business of the New York State Department of Financial Services.
_ Blockchain - Fintech has the largest and most diversified capital and turnover.
_ Blockchain has the largest number of employee employees up to 200 people. Currently Ripple has 6 representative offices distributed throughout the territories: New York, London, Lucxambua, Singapore, Mumbai - India, Sydney - Australia.
_Ripple has a joint venture in Japan as SBI ripple asia limited company with shares occupying 40%. It represents the alliance of 61 Japanese banks, accounting for 80% of the total assets of Japanese banks using RippleNet.
I think with the above advantages, you will change the thinking about the ripple.