The KINEKT Terminal is a world first nothing like it currently.

When you read the information on the website and white paper carefully it states...

"Current terminals can to do just one type of transaction at a time, for example either a loyalty or payment transaction. The KINEKT Terminal can process MULTIPLE transactions using just a FINGERPRINT + PIN.
 
Additionally transactions are managed by ARTIFICIAL INTELLIGENCE to automatically select a customer's default (preferred) card service/s, or changed on-the-fly as required using the touch terminal itself."

Looking at the current terminal market everything is fragmented, doing just one thing so you have a separate loyalty card terminal, a bank card terminal and now some also want to introduce a crytocurrency terminal with most requiring a smartphone or bank card to work? With KINEKT a merchant can accept any transaction including normal fiat money, cryptocurrencies, loyalty, charity etc without requiring a bank card or smartphone.

Dig deeper and you will see KINEKT also work differently on the back-end as it does not get involved with the actual processing of the transactions themselves, instead it merely communicates customer transaction requests with banks (for example) plugging into the backend settling the transaction directly with the merchant bank so card fraud etc goes away - it is game changer!