It's never too late to start.

There's so many things you could look back on and think, "man, if only i had bought/tried/listened/followed-up on..."
Don't live in the could've/should've/would've... otherwise you'll think back to the moment you posted that and wonder why you kept waiting even after you knew you'd waited too long.

People who don't know are afraid to lose what they've got, people who know use what they've learned and earn more.

Which one are you?