We are not looking to centralize crypto and we appreciate your concerns. The central banking aspect comes from our effots to apply stabilizing controls to our currency in the same way Central Banks do. We will be using a decentrailized ledger as with any other crypto and you will always be in full control of your coins. This is the biggest complaint the company has seen and we look forward to clearing it up for all concerned . Thank you for the comment and as always feel free to critique! Criticism is necessary for growth.