this centralization also does some bad effects like it's maybe predictable and by it it's hard to trade or have investments on that
The company is seeking exchange listings which would make it readily available to trade as any other crypto. Investments will be looked at differently than with traditional more volatile crypto currencies. The main positive is the assurance the price will remain steady and be asset backed. This will provide merchants with the security of knowing the currency they are accepting will hold it's value. This in my eyes is a necessary step to realizing mass adoption of cryto as a spendable currency.