Ripple is a shitcoin as they say, I've heard alot of negative comments about Ripple, they say ripple is a scam coin because it's centralized and majority of the holders are from banks. What do you think? Should I trust Ripple?
why they say Ripple is Shitcoin... 
I think Ripple is one of the best and most friendly coins for new investors and the reason why many Banks are involved because they make Ripple such as prototype or trial...