Hello again.
I thought a little about Golang/SSL, implemented in DERO, and have some ideas. In theory the use of DERO for exchanges or PSP (payment service providers) will provide a more stable/privacy/secure connection with users and services.
Also it can give more in different web-services what uses a lot information about their users and need safe connection.
Besides, adding the NFC to a mobile wallet can give us a good and secure payment instrument.
P.S. This can be a good solution for the digital economy. Such chenese systems are known as "Zhima credit" or "Sesame Credit". Big brother is wathcing you, but it gave some pluses for chenese society...but the big brother's eye... zero privacy...bad, disgusting.
The system of social credit gives pluses for progress for all people, but we remember about big brother. And now we have instrument such as DERO.
You want take a credit or sell something on the marketplace, you find a worker with a good real reputation and etc. All of you need it is a smarphone with
a social credit system app built on DERO techs. The social credit system protects your interest from speculation and fraud, protects your privacy and your information. In a special app placed your wallet, social credit system, bank info, medical info and all what you need else. Biometrical identification with hidden markers which is activated if someone forces you and automatically sends a signal to police/security.