The idea of creating such a bank is certainly good. But I still do not understand what will be the material benefit of the existence of this bank, if people will allow the bank to block their digital coins in their wallet. not transferring them to the bank for operational management, and the bank will charge interest both on the deposit
It's not a good idea. Banks will target you also if the project is in an area where the Government doesn't want it then they will target it as well.
The project is based in London which is very fintech friendly so location should not be an issue. We are proud to be actively engaged with the Bank of England as a member of their fintech hub.